Candice Montgomery LLC

Home Store Videos Podcasts Blogs Book A Free Call

Black Friday Budgeting: Your Guide to Smart Shopping

Black Friday, the ultimate shopping extravaganza that kicks off the holiday season, is just around the corner. It’s the day when retailers offer jaw-dropping discounts, and shoppers rush to grab the best deals. However, if you want to make the most of Black Friday without breaking the bank or accumulating credit card debt, it’s crucial to have a  well-thought-out plan. This article will discuss creating a budget for Black Friday shopping to help you shop smart and stick to your budget, ensuring a stress-free and enjoyable holiday season for you and your loved ones.

Tips on How to Shop Smart on Black Friday

1) List Everyone and Everything
The first step in preparing for Black Friday is creating a comprehensive list. You want to list everyone you plan to buy gifts for, from your immediate family to friends and colleagues. Remember those small but meaningful presents for teachers, neighbors, and other important people. By doing this, you can estimate the...
Continue Reading...

Thanksgiving Budgeting Guide: How to Start Early and Save Big

budgeting finance Oct 13, 2023
The leaves are changing colors, the air is getting cooler, and the holiday season is approaching. Thanksgiving, a time for gratitude and togetherness, is a cherished tradition for many families. While it’s a time for celebration, it’s also a time that can put a strain on your finances if you’re not careful. That’s why it's crucial to start planning your Thanksgiving budget early to ensure a stress-free and enjoyable holiday season.
In this blog post, we’ll highlight critical aspects you should consider to ensure a stress-free Thanksgiving. We will also discuss some essential tips for planning your Thanksgiving budget and how to get a head start on the preparations. So, let’s dive in!

4 Easy Ways to Have a Budget-Friendly Thanksgiving

1. Meal Planning
Determining your meal plan is one of the first steps in preparing for Thanksgiving. This Meal Planner will save you time and stress during the holidays....
Continue Reading...

The 3 Crucial Numbers to Know Before Budgeting

budgeting finance Oct 11, 2023
Imagine a world where you don't have to worry about money, where you call the shots on where every dollar goes, and where you confidently navigate the road to financial freedom. Well, it's not just a dream; it's an achievable reality. In this post, we'll explain the secrets of success in budgeting and how these three essential numbers can help you change your financial situation.
Are you considering starting a budget but feeling overwhelmed not knowing where to begin? Well, you’re not alone. Budgeting can be daunting, especially if you are new to it. But fear not because today, we will break it down for you. The key to successful budgeting is understanding and managing three critical numbers: income, expenses, and debt.

1. Know Your Income

Your journey towards financial stability begins with a clear understanding of your income. Income doesn’t just refer to your regular paycheck; it encompasses every source of money coming your way. This includes...
Continue Reading...

4 Steps to Help Begin Your Budgeting Good Habit Development

Budgeting is a fundamental aspect of personal finance management key to achieving financial stability and success. Regardless of your income level, developing a habit of budgeting can significantly impact your economic well-being.

In this blog post, we will explore the importance of budgeting and the numerous benefits of cultivating this essential habit. Additionally, we will provide an overview of the four steps that will guide you in embarking on your budgeting journey, empowering you to take control of your finances and work towards your financial goals. Whether you are just starting or looking to enhance your current budgeting skills, this comprehensive guide will help you establish a solid foundation for long-term financial success.

Steps For Better Budgeting

Budgeting is a powerful tool that enables individuals to effectively manage their finances and make informed decisions about their spending and saving. We have identified four crucial steps to help you...

Continue Reading...

50% Complete

Two Step

Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua.